CAGD Orders Complete Elimination of Manual Cheques by First Quarter of 2026
CAGD Orders Complete Elimination of Manual Cheques by First Quarter of 2026.
The Controller and Accountant-General's Department (CAGD) has announced a significant initiative to completely eliminate manual cheques across all government institutions by the end of the first quarter of 2026.
This bold move is aimed at strengthening public financial management, enhancing transparency, and promoting accountability in the utilization of public resources.
In a recent stakeholder engagement workshop held in Accra, the Controller and Accountant General, Mr. Kwasi Agyei, emphasized that despite the implementation of the Ghana Integrated Financial Management Information System (GIFMIS), a substantial number of Ministries, Departments, and Agencies (MDAs) continue to operate accounts with commercial banks and issue manual cheques, thereby creating gaps in national financial reporting. He noted that institutions operating through the Bank of Ghana have largely transitioned to GIFMIS, enabling electronic payment processing and improved financial management.
The CAGD has resolved to withdraw all manual cheques, compelling institutions to fully utilize GIFMIS for all payment transactions. To facilitate a seamless transition, the department has issued a circular to all MDAs and will conduct workshops and sensitization programs to support the adoption of GIFMIS.
This paradigm shift is expected to provide the government with comprehensive visibility over all public accounts, including those held at the Bank of Ghana, commercial banks, and rural banks.
Institutions facing unique operational challenges may be granted temporary dispensations, subject to approval. The CAGD considers this reform a critical component in enhancing the accuracy, completeness, and transparency of Ghana's financial reporting, ultimately contributing to the country's public financial management architecture.
The CAGD is engaging with commercial banks to ensure their cooperation and support in this initiative. The department is confident that institutions will comply with the new directive, citing the numerous benefits of using GIFMIS, including improved efficiency, reduced risks associated with manual cheques, and enhanced accountability.
This landmark initiative underscores the government's commitment to promoting transparency, accountability, and good governance in the management of public finances. As Ghana strives to achieve its development goals, the CAGD's efforts are poised to play a pivotal role in shaping the country's financial landscape.



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